Reiknivél húsnæðislána hjá HMS
Við veitum lán allt að 80% af kaupverði. Hámarkslán hjá okkur er 44 m.kr og fasteignamat eignar að hámarki 73.m.kr.
Reiknivél húsnæðislána hjá HMS
Við veitum lán allt að 80% af kaupverði. Hámarkslán hjá okkur er 44 m.kr og fasteignamat eignar að hámarki 73.m.kr.
Lánareiknivél
Ath: Hámarks fasteignamat er 73.300.000 kr
Veðsetning:80%
Verðtryggt
100 %
Óverðtryggt
0 %
Fyrsta greiðsla
197.485 kr.
Greitt alls439.241.994 kr.
Grunnlán - Verðtryggt
40 ár
Jafnar greiðslur
4.3 %
6.6 %
Viðbótarlán - Verðtryggt
40 ár
Jafnar greiðslur
5.4 %
6.6 %
Grunnlán - Óverðtryggt
25 ár
Jafnar greiðslur
9.3 %
Viðbótarlán - Óverðtryggt
25 ár
Jafnar greiðslur
10.4 %
Samtölur
Grunnlán
Viðbótarlán
Tegund láns:
Verðtryggt jafngreiðslulán (annuity)
Verðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Lánstími:
40 ár
40 ár
25 ár
25 ár
Vaxtarprósenta:
4.3%
5.4%
9.3%
10.4%
Þinglýsingargjald:
2.500 kr.
2.500 kr.
2.500 kr.
2.500 kr.
Lántökukostnaður:
47.469 kr.
6.781 kr.
---
---
Útborguð fjárhæð:
38.450.031 kr.
5.490.719 kr.
---
---
Höfuðstóll:
38.500.000 kr.
5.500.000 kr.
---
---
Árleg hlutfallstala kostnaðar:
11.29%
12.54%
---
---
Greiðslubyrði skv. Reglum Seðlabanka Íslands.:
210.768 kr.
33.626 kr.
---
---
Grunnlán
Tegund láns:
Verðtryggt jafngreiðslulán (annuity)
Verðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Lánstími:
40 ár
40 ár
25 ár
25 ár
Vaxtarprósenta:
4.3%
5.4%
9.3%
10.4%
Þinglýsingargjald:
2.500 kr.
2.500 kr.
2.500 kr.
2.500 kr.
Lántökukostnaður:
47.469 kr.
6.781 kr.
---
---
Útborguð fjárhæð:
38.450.031 kr.
5.490.719 kr.
---
---
Árleg hlutfallstala kostnaðar:
11.29%
12.54%
---
---
Greiðslubyrði skv. Reglum Seðlabanka Íslands.:
210.768 kr.
33.626 kr.
---
---
Viðbótarlán
Tegund láns:
Verðtryggt jafngreiðslulán (annuity)
Verðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Lánstími:
40 ár
40 ár
25 ár
25 ár
Vaxtarprósenta:
4.3%
5.4%
9.3%
10.4%
Þinglýsingargjald:
2.500 kr.
2.500 kr.
2.500 kr.
2.500 kr.
Lántökukostnaður:
47.469 kr.
6.781 kr.
---
---
Útborguð fjárhæð:
38.450.031 kr.
5.490.719 kr.
---
---
Árleg hlutfallstala kostnaðar:
11.29%
12.54%
---
---
Greiðslubyrði skv. Reglum Seðlabanka Íslands.:
210.768 kr.
33.626 kr.
---
---
Grunnlán - Verðtryggt
Viðbótarlán - Verðtryggt
Grunnlán - Óverðtryggt
Viðbótarlán - Óverðtryggt
Verðtryggt - Grunnlán
Dagsetning
Afborgun
Verðbætur af afborgun
Vextir
Verðbætur af vöxtum
Greiðsluseðill
Greiðsla alls
Áfallnar verðbætur
Eftirstöðvar
Eftirst. m. verðbótum
1
01.06.2024
30.205
161
137.958
737
140
169.201
205.441
38.469.795
38.675.236
2
01.07.2024
30.313
325
137.850
1.476
140
170.104
411.654
38.439.482
38.851.136
3
01.08.2024
30.422
490
137.741
2.219
140
171.012
618.642
38.409.060
39.027.702
4
01.09.2024
30.531
657
137.632
2.964
140
171.924
826.405
38.378.529
39.204.934
5
01.10.2024
30.640
827
137.523
3.712
140
172.842
1.034.945
38.347.888
39.382.833
6
01.11.2024
30.750
999
137.413
4.462
140
173.764
1.244.263
38.317.138
39.561.401
7
01.12.2024
30.860
1.172
137.303
5.216
140
174.691
1.454.361
38.286.278
39.740.639
8
01.01.2025
30.971
1.348
137.192
5.972
140
175.624
1.665.241
38.255.307
39.920.548
9
01.02.2025
31.082
1.526
137.082
6.731
140
176.561
1.876.903
38.224.225
40.101.128
10
01.03.2025
31.193
1.706
136.970
7.493
140
177.503
2.089.350
38.193.032
40.282.381
11
01.04.2025
31.305
1.889
136.858
8.258
140
178.450
2.302.582
38.161.727
40.464.308
12
01.05.2025
31.417
2.074
136.746
9.025
140
179.402
2.516.600
38.130.309
40.646.910
13
01.06.2025
31.530
2.260
136.634
9.796
140
180.360
2.731.407
38.098.780
40.830.187
14
01.07.2025
31.643
2.450
136.521
10.569
140
181.322
2.947.004
38.067.137
41.014.141
15
01.08.2025
31.756
2.641
136.407
11.345
140
182.290
3.163.391
38.035.381
41.198.772
16
01.09.2025
31.870
2.835
136.293
12.124
140
183.262
3.380.571
38.003.511
41.384.082
17
01.10.2025
31.984
3.031
136.179
12.906
140
184.240
3.598.544
37.971.526
41.570.071
18
01.11.2025
32.099
3.230
136.065
13.690
140
185.223
3.817.312
37.939.428
41.756.740
19
01.12.2025
32.214
3.431
135.950
14.478
140
186.212
4.036.876
37.907.214
41.944.090
20
01.01.2026
32.329
3.634
135.834
15.268
140
187.205
4.257.237
37.874.885
42.132.121
21
01.02.2026
32.445
3.840
135.718
16.061
140
188.204
4.478.396
37.842.439
42.320.835
22
01.03.2026
32.561
4.048
135.602
16.857
140
189.209
4.700.355
37.809.878
42.510.233
23
01.04.2026
32.678
4.259
135.485
17.656
140
190.218
4.923.115
37.777.200
42.700.315
24
01.05.2026
32.795
4.472
135.368
18.458
140
191.234
5.146.676
37.744.405
42.891.081
25
01.06.2026
32.913
4.688
135.251
19.263
140
192.254
5.371.041
37.711.492
43.082.533
26
01.07.2026
33.031
4.906
135.133
20.071
140
193.280
5.596.209
37.678.462
43.274.671
27
01.08.2026
33.149
5.127
135.014
20.881
140
194.311
5.822.183
37.645.313
43.467.496
28
01.09.2026
33.268
5.350
134.896
21.695
140
195.348
6.048.963
37.612.045
43.661.008
29
01.10.2026
33.387
5.576
134.776
22.511
140
196.391
6.276.550
37.578.658
43.855.208
30
01.11.2026
33.507
5.805
134.657
23.330
140
197.439
6.504.946
37.545.152
44.050.097
31
01.12.2026
33.627
6.037
134.537
24.152
140
198.492
6.734.151
37.511.525
44.245.676
32
01.01.2027
33.747
6.271
134.416
24.977
140
199.552
6.964.166
37.477.778
44.441.944
33
01.02.2027
33.868
6.508
134.295
25.805
140
200.617
7.194.992
37.443.910
44.638.902
34
01.03.2027
33.989
6.748
134.174
26.636
140
201.687
7.426.631
37.409.920
44.836.551
35
01.04.2027
34.111
6.990
134.052
27.470
140
202.764
7.659.082
37.375.809
45.034.891
36
01.05.2027
34.233
7.235
133.930
28.307
140
203.846
7.892.347
37.341.576
45.233.923
37
01.06.2027
34.356
7.484
133.807
29.147
140
204.934
8.126.427
37.307.219
45.433.647
38
01.07.2027
34.479
7.735
133.684
29.989
140
206.027
8.361.323
37.272.740
45.634.063
39
01.08.2027
34.603
7.989
133.561
30.835
140
207.127
8.597.035
37.238.137
45.835.172
40
01.09.2027
34.727
8.246
133.437
31.683
140
208.232
8.833.564
37.203.411
46.036.974
41
01.10.2027
34.851
8.505
133.312
32.535
140
209.343
9.070.910
37.168.560
46.239.470
42
01.11.2027
34.976
8.768
133.187
33.389
140
210.461
9.309.076
37.133.583
46.442.659
43
01.12.2027
35.101
9.034
133.062
34.246
140
211.584
9.548.060
37.098.482
46.646.542
44
01.01.2028
35.227
9.303
132.936
35.107
140
212.713
9.787.865
37.063.255
46.851.119
45
01.02.2028
35.353
9.575
132.810
35.970
140
213.848
10.028.490
37.027.901
47.056.391
46
01.03.2028
35.480
9.850
132.683
36.836
140
214.989
10.269.936
36.992.421
47.262.357
47
01.04.2028
35.607
10.128
132.556
37.705
140
216.137
10.512.203
36.956.814
47.469.017
48
01.05.2028
35.735
10.410
132.429
38.577
140
217.290
10.755.293
36.921.079
47.676.373
49
01.06.2028
35.863
10.694
132.301
39.452
140
218.450
10.999.206
36.885.216
47.884.422
50
01.07.2028
35.991
10.982
132.172
40.330
140
219.616
11.243.942
36.849.225
48.093.167
51
01.08.2028
36.120
11.273
132.043
41.211
140
220.788
11.489.502
36.813.104
48.302.606
52
01.09.2028
36.250
11.568
131.914
42.095
140
221.966
11.735.885
36.776.855
48.512.740
53
01.10.2028
36.380
11.865
131.784
42.982
140
223.151
11.983.093
36.740.475
48.723.568
54
01.11.2028
36.510
12.167
131.653
43.872
140
224.342
12.231.126
36.703.965
48.935.091
55
01.12.2028
36.641
12.471
131.523
44.765
140
225.539
12.479.984
36.667.324
49.147.308
56
01.01.2029
36.772
12.779
131.391
45.660
140
226.743
12.729.668
36.630.552
49.360.220
57
01.02.2029
36.904
13.090
131.259
46.559
140
227.953
12.980.177
36.593.648
49.573.825
58
01.03.2029
37.036
13.405
131.127
47.461
140
229.169
13.231.512
36.556.612
49.788.124
59
01.04.2029
37.169
13.723
130.995
48.366
140
230.393
13.483.673
36.519.443
50.003.116
60
01.05.2029
37.302
14.045
130.861
49.273
140
231.622
13.736.660
36.482.141
50.218.801
61
01.06.2029
37.436
14.371
130.728
50.184
140
232.858
13.990.474
36.444.705
50.435.179
62
01.07.2029
37.570
14.700
130.594
51.098
140
234.101
14.245.113
36.407.135
50.652.249
63
01.08.2029
37.705
15.033
130.459
52.014
140
235.351
14.500.580
36.369.431
50.870.010
64
01.09.2029
37.840
15.369
130.324
52.934
140
236.607
14.756.872
36.331.591
51.088.463
65
01.10.2029
37.975
15.710
130.188
53.856
140
237.870
15.013.992
36.293.616
51.307.607
66
01.11.2029
38.111
16.054
130.052
54.782
140
239.139
15.271.937
36.255.504
51.527.441
67
01.12.2029
38.248
16.401
129.916
55.710
140
240.415
15.530.708
36.217.256
51.747.965
68
01.01.2030
38.385
16.753
129.779
56.642
140
241.699
15.790.306
36.178.872
51.969.178
69
01.02.2030
38.522
17.109
129.641
57.576
140
242.989
16.050.729
36.140.349
52.191.078
70
01.03.2030
38.661
17.468
129.503
58.514
140
244.285
16.311.978
36.101.689
52.413.667
71
01.04.2030
38.799
17.832
129.364
59.454
140
245.589
16.574.052
36.062.890
52.636.942
72
01.05.2030
38.938
18.199
129.225
60.398
140
246.900
16.836.951
36.023.951
52.860.903
73
01.06.2030
39.078
18.570
129.086
61.344
140
248.218
17.100.675
35.984.874
53.085.549
74
01.07.2030
39.218
18.946
128.946
62.293
140
249.543
17.365.223
35.945.656
53.310.879
75
01.08.2030
39.358
19.326
128.805
63.246
140
250.874
17.630.595
35.906.298
53.536.893
76
01.09.2030
39.499
19.709
128.664
64.201
140
252.213
17.896.789
35.866.799
53.763.588
77
01.10.2030
39.641
20.097
128.523
65.159
140
253.560
18.163.807
35.827.158
53.990.965
78
01.11.2030
39.783
20.489
128.381
66.120
140
254.913
18.431.647
35.787.375
54.219.022
79
01.12.2030
39.925
20.886
128.238
67.084
140
256.274
18.700.308
35.747.450
54.447.758
80
01.01.2031
40.068
21.287
128.095
68.051
140
257.641
18.969.789
35.707.382
54.677.171
81
01.02.2031
40.212
21.692
127.951
69.021
140
259.017
19.240.091
35.667.170
54.907.261
82
01.03.2031
40.356
22.101
127.807
69.994
140
260.399
19.511.212
35.626.814
55.138.026
83
01.04.2031
40.501
22.515
127.663
70.970
140
261.789
19.783.152
35.586.313
55.369.465
84
01.05.2031
40.646
22.934
127.518
71.949
140
263.186
20.055.909
35.545.667
55.601.576
85
01.06.2031
40.791
23.356
127.372
72.931
140
264.591
20.329.483
35.504.876
55.834.358
86
01.07.2031
40.938
23.784
127.226
73.916
140
266.003
20.603.872
35.463.938
56.067.810
87
01.08.2031
41.084
24.216
127.079
74.903
140
267.423
20.879.076
35.422.854
56.301.930
88
01.09.2031
41.232
24.653
126.932
75.894
140
268.850
21.155.093
35.381.622
56.536.716
89
01.10.2031
41.379
25.094
126.784
76.888
140
270.285
21.431.923
35.340.243
56.772.166
90
01.11.2031
41.528
25.540
126.636
77.884
140
271.728
21.709.564
35.298.715
57.008.280
91
01.12.2031
41.676
25.991
126.487
78.884
140
273.178
21.988.015
35.257.039
57.245.054
92
01.01.2032
41.826
26.447
126.338
79.886
140
274.636
22.267.275
35.215.213
57.482.488
93
01.02.2032
41.976
26.908
126.188
80.891
140
276.102
22.547.342
35.173.238
57.720.580
94
01.03.2032
42.126
27.373
126.037
81.899
140
277.576
22.828.215
35.131.112
57.959.326
95
01.04.2032
42.277
27.844
125.886
82.910
140
279.058
23.109.892
35.088.835
58.198.727
96
01.05.2032
42.428
28.320
125.735
83.924
140
280.547
23.392.372
35.046.406
58.438.778
97
01.06.2032
42.580
28.800
125.583
84.941
140
282.045
23.675.654
35.003.826
58.679.479
98
01.07.2032
42.733
29.286
125.430
85.961
140
283.550
23.959.735
34.961.093
58.920.827
99
01.08.2032
42.886
29.777
125.277
86.983
140
285.064
24.244.614
34.918.207
59.162.820
100
01.09.2032
43.040
30.273
125.124
88.009
140
286.585
24.530.289
34.875.167
59.405.456
101
01.10.2032
43.194
30.775
124.969
89.037
140
288.115
24.816.759
34.831.973
59.648.731
102
01.11.2032
43.349
31.281
124.815
90.068
140
289.653
25.104.021
34.788.624
59.892.644
103
01.12.2032
43.504
31.793
124.659
91.102
140
291.199
25.392.073
34.745.120
60.137.193
104
01.01.2033
43.660
32.311
124.503
92.139
140
292.753
25.680.914
34.701.460
60.382.374
105
01.02.2033
43.817
32.834
124.347
93.179
140
294.316
25.970.542
34.657.643
60.628.185
106
01.03.2033
43.974
33.362
124.190
94.221
140
295.887
26.260.953
34.613.669
60.874.623
107
01.04.2033
44.131
33.896
124.032
95.267
140
297.466
26.552.147
34.569.538
61.121.685
108
01.05.2033
44.289
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299.054
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01.06.2033
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300.650
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01.07.2033
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302.255
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01.08.2033
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303.869
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01.09.2033
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305.491
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113
01.10.2033
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01.11.2033
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01.12.2033
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310.409
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01.01.2034
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312.066
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01.02.2034
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01.03.2034
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315.406
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119
01.04.2034
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317.090
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01.05.2034
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320.484
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01.07.2034
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322.195
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01.08.2034
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323.915
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325.644
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327.382
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01.11.2034
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329.130
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330.887
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332.653
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47.915
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336.214
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48.087
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338.009
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01.05.2035
48.259
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339.813
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48.432
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341.627
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48.606
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343.450
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49.130
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350.843
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352.716
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49.660
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354.599
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356.492
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358.395
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01.04.2036
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360.308
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144
01.05.2036
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362.231
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50.556
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364.165
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01.07.2036
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366.109
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01.09.2036
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370.028
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01.10.2036
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372.003
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01.11.2036
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373.989
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01.12.2036
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375.986
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152
01.01.2037
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377.993
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01.02.2037
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380.011
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01.03.2037
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382.039
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01.04.2037
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01.05.2037
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386.129
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01.06.2037
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388.191
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01.07.2037
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390.263
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01.08.2037
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392.346
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160
01.09.2037
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394.441
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161
01.10.2037
53.534
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140
396.546
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31.936.041
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01.11.2037
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398.663
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163
01.12.2037
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400.792
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164
01.01.2038
54.112
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402.931
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01.02.2038
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405.082
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01.03.2038
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167
01.04.2038
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409.419
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01.05.2038
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411.605
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169
01.06.2038
55.088
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413.802
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01.07.2038
55.286
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416.011
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01.08.2038
55.484
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418.232
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01.09.2038
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420.465
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01.10.2038
55.882
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01.11.2038
56.082
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424.966
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01.12.2038
56.283
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427.235
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176
01.01.2039
56.485
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429.515
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01.02.2039
56.687
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431.808
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178
01.03.2039
56.890
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434.114
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179
01.04.2039
57.094
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436.431
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01.05.2039
57.299
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438.761
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181
01.06.2039
57.504
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441.104
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182
01.07.2039
57.710
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443.458
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01.08.2039
57.917
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445.826
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184
01.09.2039
58.125
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448.206
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01.10.2039
58.333
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450.599
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01.11.2039
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01.12.2039
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01.01.2040
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01.02.2040
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190
01.03.2040
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01.04.2040
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01.05.2040
59.812
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193
01.06.2040
60.026
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194
01.07.2040
60.241
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01.08.2040
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01.09.2040
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01.10.2040
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198
01.11.2040
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01.12.2040
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485.472
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200
01.01.2041
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488.063
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201
01.02.2041
61.769
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490.669
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202
01.03.2041
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493.289
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203
01.04.2041
62.212
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495.922
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01.05.2041
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498.570
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205
01.06.2041
62.659
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501.232
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206
01.07.2041
62.883
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140
503.908
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207
01.08.2041
63.109
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208
01.09.2041
63.335
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509.303
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209
01.10.2041
63.562
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512.022
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210
01.11.2041
63.790
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215.032
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514.755
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88.941.353
211
01.12.2041
64.018
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216.263
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517.503
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212
01.01.2042
64.247
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217.494
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520.266
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213
01.02.2042
64.478
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218.725
140
523.044
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28.871.074
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214
01.03.2042
64.709
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219.955
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525.836
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90.051.706
215
01.04.2042
64.941
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221.186
140
528.644
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28.741.424
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216
01.05.2042
65.173
140.747
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222.416
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531.466
61.928.727
28.676.251
90.604.978
217
01.06.2042
65.407
142.355
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223.645
140
534.304
62.270.231
28.610.844
90.881.076
218
01.07.2042
65.641
143.979
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224.874
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537.156
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91.156.790
219
01.08.2042
65.876
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226.103
140
540.024
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220
01.09.2042
66.113
147.273
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227.330
140
542.907
63.293.778
28.413.214
91.706.992
221
01.10.2042
66.349
148.945
101.814
228.558
140
545.806
63.634.578
28.346.865
91.981.443
222
01.11.2042
66.587
150.632
101.576
229.784
140
548.720
63.975.156
28.280.278
92.255.433
223
01.12.2042
66.826
152.336
101.338
231.010
140
551.649
64.315.493
28.213.452
92.528.945
224
01.01.2043
67.065
154.057
101.098
232.234
140
554.595
64.655.571
28.146.387
92.801.957
225
01.02.2043
67.306
155.794
100.858
233.458
140
557.556
64.995.369
28.079.081
93.074.450
226
01.03.2043
67.547
157.548
100.617
234.681
140
560.532
65.334.868
28.011.534
93.346.402
227
01.04.2043
67.789
159.319
100.375
235.903
140
563.525
65.674.049
27.943.745
93.617.795
228
01.05.2043
68.032
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237.123
140
566.534
66.012.891
27.875.714
93.888.605
229
01.06.2043
68.275
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238.343
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569.558
66.351.374
27.807.438
94.158.812
230
01.07.2043
68.520
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239.561
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572.599
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27.738.918
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231
01.08.2043
68.766
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240.778
140
575.656
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94.697.332
232
01.09.2043
69.012
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241.993
140
578.730
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94.965.601
233
01.10.2043
69.259
170.310
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243.207
140
581.820
67.701.297
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95.233.178
234
01.11.2043
69.508
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244.419
140
584.926
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95.500.042
235
01.12.2043
69.757
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245.629
140
588.049
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95.766.170
236
01.01.2044
70.007
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246.838
140
591.189
68.708.927
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96.031.538
237
01.02.2044
70.257
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248.045
140
594.345
69.043.770
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238
01.03.2044
70.509
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249.250
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239
01.04.2044
70.762
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250.452
140
600.708
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27.111.082
96.822.847
240
01.05.2044
71.015
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251.653
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603.916
70.044.870
27.040.067
97.084.937
241
01.06.2044
71.270
185.985
96.894
252.852
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373
01.06.2055
114.277
718.917
53.886
338.997
140
1.226.218
93.884.895
14.923.710
108.808.605
374
01.07.2055
114.687
725.959
53.477
338.503
140
1.232.765
93.740.009
14.809.023
108.549.032
375
01.08.2055
115.098
733.066
53.066
337.979
140
1.239.348
93.586.630
14.693.925
108.280.555
376
01.09.2055
115.510
740.238
52.653
337.424
140
1.245.966
93.424.645
14.578.415
108.003.060
377
01.10.2055
115.924
747.477
52.239
336.838
140
1.252.619
93.253.939
14.462.491
107.716.430
378
01.11.2055
116.340
754.783
51.824
336.221
140
1.259.307
93.074.396
14.346.152
107.420.547
379
01.12.2055
116.756
762.156
51.407
335.572
140
1.266.032
92.885.900
14.229.395
107.115.295
380
01.01.2056
117.175
769.598
50.989
334.891
140
1.272.792
92.688.332
14.112.220
106.800.552
381
01.02.2056
117.595
777.108
50.569
334.177
140
1.279.588
92.481.573
13.994.626
106.476.198
382
01.03.2056
118.016
784.688
50.147
333.430
140
1.286.421
92.265.502
13.876.610
106.142.111
383
01.04.2056
118.439
792.338
49.725
332.649
140
1.293.290
92.039.997
13.758.171
105.798.168
384
01.05.2056
118.863
800.058
49.300
331.835
140
1.300.196
91.804.935
13.639.307
105.444.242
385
01.06.2056
119.289
807.850
48.874
330.985
140
1.307.139
91.560.191
13.520.018
105.080.209
386
01.07.2056
119.717
815.714
48.447
330.102
140
1.314.119
91.305.639
13.400.302
104.705.940
387
01.08.2056
120.146
823.650
48.018
329.182
140
1.321.136
91.041.152
13.280.156
104.321.308
388
01.09.2056
120.576
831.660
47.587
328.227
140
1.328.190
90.766.601
13.159.580
103.926.181
389
01.10.2056
121.008
839.743
47.155
327.236
140
1.335.282
90.481.857
13.038.571
103.520.429
390
01.11.2056
121.442
847.901
46.722
326.208
140
1.342.413
90.186.788
12.917.130
103.103.917
391
01.12.2056
121.877
856.135
46.286
325.142
140
1.349.581
89.881.261
12.795.252
102.676.513
392
01.01.2057
122.314
864.444
45.850
324.039
140
1.356.787
89.565.142
12.672.939
102.238.080
393
01.02.2057
122.752
872.830
45.411
322.898
140
1.364.032
89.238.295
12.550.187
101.788.482
394
01.03.2057
123.192
881.294
44.972
321.718
140
1.371.316
88.900.584
12.426.995
101.327.579
395
01.04.2057
123.633
889.835
44.530
320.499
140
1.378.638
88.551.871
12.303.361
100.855.232
396
01.05.2057
124.076
898.456
44.087
319.241
140
1.386.000
88.192.014
12.179.285
100.371.299
397
01.06.2057
124.521
907.155
43.642
317.942
140
1.393.401
87.820.874
12.054.764
99.875.638
398
01.07.2057
124.967
915.935
43.196
316.603
140
1.400.841
87.438.307
11.929.797
99.368.103
399
01.08.2057
125.415
924.796
42.748
315.222
140
1.408.321
87.044.168
11.804.382
98.848.550
400
01.09.2057
125.864
933.738
42.299
313.800
140
1.415.842
86.638.313
11.678.517
98.316.830
401
01.10.2057
126.315
942.763
41.848
312.335
140
1.423.402
86.220.593
11.552.202
97.772.795
402
01.11.2057
126.768
951.871
41.395
310.828
140
1.431.003
85.790.860
11.425.434
97.216.294
403
01.12.2057
127.222
961.063
40.941
309.278
140
1.438.644
85.348.963
11.298.212
96.647.175
404
01.01.2058
127.678
970.339
40.485
307.683
140
1.446.326
84.894.751
11.170.533
96.065.284
405
01.02.2058
128.136
979.701
40.028
306.045
140
1.454.049
84.428.069
11.042.398
95.470.467
406
01.03.2058
128.595
989.149
39.569
304.361
140
1.461.813
83.948.763
10.913.803
94.862.566
407
01.04.2058
129.056
998.684
39.108
302.632
140
1.469.619
83.456.675
10.784.747
94.241.423
408
01.05.2058
129.518
1.008.307
38.645
300.857
140
1.477.467
82.951.648
10.655.229
93.606.877
409
01.06.2058
129.982
1.018.018
38.181
299.035
140
1.485.356
82.433.521
10.525.247
92.958.768
410
01.07.2058
130.448
1.027.818
37.715
297.166
140
1.493.288
81.902.132
10.394.799
92.296.931
411
01.08.2058
130.915
1.037.709
37.248
295.249
140
1.501.261
81.357.318
10.263.884
91.621.201
412
01.09.2058
131.385
1.047.691
36.779
293.284
140
1.509.278
80.798.913
10.132.499
90.931.413
413
01.10.2058
131.855
1.057.764
36.308
291.270
140
1.517.337
80.226.752
10.000.644
90.227.396
414
01.11.2058
132.328
1.067.930
35.836
289.206
140
1.525.439
79.640.665
9.868.316
89.508.981
415
01.12.2058
132.802
1.078.190
35.361
287.092
140
1.533.585
79.040.482
9.735.514
88.775.996
416
01.01.2059
133.278
1.088.543
34.886
284.927
140
1.541.774
78.426.031
9.602.236
88.028.267
417
01.02.2059
133.755
1.098.992
34.408
282.711
140
1.550.007
77.797.137
9.468.481
87.265.618
418
01.03.2059
134.235
1.109.537
33.929
280.443
140
1.558.284
77.153.626
9.334.246
86.487.872
419
01.04.2059
134.716
1.120.179
33.448
278.122
140
1.566.605
76.495.320
9.199.530
85.694.850
420
01.05.2059
135.198
1.130.919
32.965
275.748
140
1.574.970
75.822.039
9.064.332
84.886.371
421
01.06.2059
135.683
1.141.757
32.481
273.320
140
1.583.380
75.133.603
8.928.649
84.062.252
422
01.07.2059
136.169
1.152.694
31.994
270.837
140
1.591.835
74.429.828
8.792.480
83.222.308
423
01.08.2059
136.657
1.163.733
31.506
268.299
140
1.600.335
73.710.529
8.655.823
82.366.352
424
01.09.2059
137.147
1.174.872
31.017
265.706
140
1.608.881
72.975.519
8.518.676
81.494.196
425
01.10.2059
137.638
1.186.114
30.525
263.055
140
1.617.472
72.224.611
8.381.038
80.605.649
426
01.11.2059
138.131
1.197.458
30.032
260.347
140
1.626.109
71.457.612
8.242.907
79.700.519
427
01.12.2059
138.626
1.208.907
29.537
257.582
140
1.634.792
70.674.331
8.104.280
78.778.612
428
01.01.2060
139.123
1.220.461
29.040
254.757
140
1.643.522
69.874.573
7.965.157
77.839.730
429
01.02.2060
139.622
1.232.121
28.542
251.873
140
1.652.298
69.058.141
7.825.536
76.883.676
430
01.03.2060
140.122
1.243.888
28.042
248.930
140
1.661.121
68.224.836
7.685.414
75.910.249
431
01.04.2060
140.624
1.255.763
27.539
245.925
140
1.669.991
67.374.458
7.544.790
74.919.247
432
01.05.2060
141.128
1.267.747
27.035
242.859
140
1.678.909
66.506.804
7.403.662
73.910.465
433
01.06.2060
141.634
1.279.840
26.530
239.730
140
1.687.874
65.621.669
7.262.028
72.883.697
434
01.07.2060
142.141
1.292.045
26.022
236.539
140
1.696.887
64.718.847
7.119.887
71.838.733
435
01.08.2060
142.651
1.304.361
25.513
233.284
140
1.705.948
63.798.127
6.977.236
70.775.364
436
01.09.2060
143.162
1.316.790
25.002
229.964
140
1.715.058
62.859.300
6.834.075
69.693.375
437
01.10.2060
143.675
1.329.333
24.489
226.579
140
1.724.216
61.902.152
6.690.400
68.592.552
438
01.11.2060
144.189
1.341.991
23.974
223.129
140
1.733.423
60.926.467
6.546.211
67.472.678
439
01.12.2060
144.706
1.354.765
23.457
219.611
140
1.742.679
59.932.028
6.401.504
66.333.532
440
01.01.2061
145.225
1.367.656
22.939
216.026
140
1.751.985
58.918.614
6.256.280
65.174.894
441
01.02.2061
145.745
1.380.665
22.418
212.372
140
1.761.341
57.886.004
6.110.535
63.996.538
442
01.03.2061
146.267
1.393.793
21.896
208.649
140
1.770.746
56.833.973
5.964.267
62.798.240
443
01.04.2061
146.791
1.407.041
21.372
204.857
140
1.780.202
55.762.294
5.817.476
61.579.770
444
01.05.2061
147.317
1.420.411
20.846
200.993
140
1.789.708
54.670.739
5.670.158
60.340.897
445
01.06.2061
147.845
1.433.903
20.318
197.058
140
1.799.265
53.559.075
5.522.313
59.081.388
446
01.07.2061
148.375
1.447.518
19.788
193.051
140
1.808.872
52.427.070
5.373.938
57.801.008
447
01.08.2061
148.907
1.461.258
19.257
188.970
140
1.818.532
51.274.488
5.225.031
56.499.519
448
01.09.2061
149.440
1.475.124
18.723
184.815
140
1.828.242
50.101.089
5.075.591
55.176.680
449
01.10.2061
149.976
1.489.117
18.188
180.585
140
1.838.005
48.906.633
4.925.615
53.832.248
450
01.11.2061
150.513
1.503.238
17.650
176.279
140
1.847.820
47.690.877
4.775.101
52.465.979
451
01.12.2061
151.053
1.517.487
17.111
171.896
140
1.857.687
46.453.575
4.624.049
51.077.624
452
01.01.2062
151.594
1.531.867
16.570
167.436
140
1.867.607
45.194.478
4.472.455
49.666.933
453
01.02.2062
152.137
1.546.379
16.026
162.897
140
1.877.580
43.913.336
4.320.318
48.233.654
454
01.03.2062
152.682
1.561.023
15.481
158.279
140
1.887.606
42.609.896
4.167.635
46.777.532
455
01.04.2062
153.229
1.575.802
14.934
153.581
140
1.897.686
41.283.901
4.014.406
45.298.308
456
01.05.2062
153.778
1.590.715
14.385
148.801
140
1.907.819
39.935.094
3.860.628
43.795.722
457
01.06.2062
154.330
1.605.764
13.834
143.939
140
1.918.007
38.563.213
3.706.298
42.269.511
458
01.07.2062
154.883
1.620.952
13.281
138.994
140
1.928.249
37.167.994
3.551.416
40.719.409
459
01.08.2062
155.438
1.636.278
12.726
133.965
140
1.938.545
35.749.171
3.395.978
39.145.149
460
01.09.2062
155.995
1.651.743
12.169
128.850
140
1.948.897
34.306.475
3.239.984
37.546.458
461
01.10.2062
156.553
1.667.351
11.610
123.650
140
1.959.304
32.839.634
3.083.430
35.923.064
462
01.11.2062
157.114
1.683.101
11.049
118.363
140
1.969.767
31.348.374
2.926.316
34.274.690
463
01.12.2062
157.677
1.698.994
10.486
112.988
140
1.980.285
29.832.418
2.768.638
32.601.056
464
01.01.2063
158.242
1.715.033
9.921
107.523
140
1.990.860
28.291.485
2.610.396
30.901.881
465
01.02.2063
158.810
1.731.218
9.354
101.969
140
2.001.491
26.725.293
2.451.586
29.176.879
466
01.03.2063
159.379
1.747.551
8.785
96.324
140
2.012.179
25.133.555
2.292.208
27.425.763
467
01.04.2063
159.950
1.764.033
8.214
90.587
140
2.022.924
23.515.984
2.132.258
25.648.242
468
01.05.2063
160.523
1.780.666
7.641
84.756
140
2.033.726
21.872.288
1.971.735
23.844.023
469
01.06.2063
161.098
1.797.451
7.065
78.832
140
2.044.586
20.202.172
1.810.637
22.012.809
470
01.07.2063
161.675
1.814.388
6.488
72.812
140
2.055.504
18.505.339
1.648.962
20.154.301
471
01.08.2063
162.255
1.831.480
5.909
66.696
140
2.066.480
16.781.489
1.486.707
18.268.196
472
01.09.2063
162.836
1.848.728
5.327
60.483
140
2.077.515
15.030.319
1.323.871
16.354.190
473
01.10.2063
163.420
1.866.134
4.744
54.172
140
2.088.609
13.251.521
1.160.451
14.411.973
474
01.11.2063
164.005
1.883.698
4.158
47.760
140
2.099.762
11.444.788
996.446
12.441.234
475
01.12.2063
164.593
1.901.423
3.571
41.249
140
2.110.975
9.609.805
831.853
10.441.658
476
01.01.2064
165.183
1.919.309
2.981
34.635
140
2.122.247
7.746.258
666.671
8.412.929
477
01.02.2064
165.775
1.937.358
2.389
27.918
140
2.133.580
5.853.827
500.896
6.354.724
478
01.03.2064
166.369
1.955.572
1.795
21.098
140
2.144.973
3.932.192
334.528
4.266.719
479
01.04.2064
166.965
1.973.952
1.199
14.172
140
2.156.427
1.981.025
167.563
2.148.588
480
01.05.2064
167.563
1.992.499
600
7.140
140
2.167.943
0
0
0
Samtals
38.500.000
201.806.801
42.218.446
93.916.266
67.200
376.508.713
26.007.383.635
Verðtryggt - Viðbótarlán
Dagsetning
Afborgun
Verðbætur af afborgun
Vextir
Verðbætur af vöxtum
Greiðsluseðill
Greiðsla alls
Áfallnar verðbætur
Eftirstöðvar
Eftirst. m. verðbótum
1
01.06.2024
3.244
17
24.750
132
140
28.284
29.354
5.496.756
5.526.110
2
01.07.2024
3.259
35
24.735
265
140
28.434
58.831
5.493.497
5.552.328
3
01.08.2024
3.273
53
24.721
398
140
28.585
88.429
5.490.224
5.578.653
4
01.09.2024
3.288
71
24.706
532
140
28.737
118.150
5.486.936
5.605.086
5
01.10.2024
3.303
89
24.691
666
140
28.890
147.994
5.483.633
5.631.627
6
01.11.2024
3.318
108
24.676
801
140
29.043
177.961
5.480.315
5.658.276
7
01.12.2024
3.333
127
24.661
937
140
29.198
208.051
5.476.982
5.685.034
8
01.01.2025
3.348
146
24.646
1.073
140
29.353
238.266
5.473.635
5.711.900
9
01.02.2025
3.363
165
24.631
1.209
140
29.509
268.604
5.470.272
5.738.876
10
01.03.2025
3.378
185
24.616
1.347
140
29.666
299.066
5.466.894
5.765.961
11
01.04.2025
3.393
205
24.601
1.484
140
29.823
329.654
5.463.501
5.793.155
12
01.05.2025
3.408
225
24.586
1.623
140
29.982
360.366
5.460.093
5.820.459
13
01.06.2025
3.424
245
24.570
1.762
140
30.141
391.204
5.456.669
5.847.873
14
01.07.2025
3.439
266
24.555
1.901
140
30.301
422.167
5.453.230
5.875.397
15
01.08.2025
3.455
287
24.540
2.041
140
30.462
453.256
5.449.775
5.903.032
16
01.09.2025
3.470
309
24.524
2.182
140
30.624
484.472
5.446.305
5.930.777
17
01.10.2025
3.486
330
24.508
2.323
140
30.787
515.814
5.442.819
5.958.633
18
01.11.2025
3.501
352
24.493
2.464
140
30.951
547.282
5.439.318
5.986.600
19
01.12.2025
3.517
375
24.477
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01.01.2026
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01.02.2026
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01.03.2026
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01.04.2026
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01.05.2026
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01.06.2026
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01.07.2026
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01.08.2026
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01.09.2026
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01.11.2026
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01.12.2026
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01.01.2027
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01.02.2027
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01.03.2027
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01.05.2027
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01.06.2027
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01.07.2027
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01.08.2027
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01.09.2027
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01.11.2027
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01.12.2027
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01.01.2028
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01.03.2028
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01.06.2028
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01.07.2028
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01.08.2028
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01.09.2028
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01.10.2028
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01.11.2028
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01.12.2028
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01.01.2029
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01.02.2029
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01.03.2029
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01.04.2029
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01.05.2029
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01.06.2029
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01.07.2029
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01.08.2029
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01.09.2029
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01.10.2029
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01.11.2029
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01.12.2029
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01.01.2030
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01.02.2030
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01.03.2030
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01.04.2030
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01.05.2030
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01.06.2030
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01.07.2030
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01.08.2030
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01.09.2030
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01.10.2030
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01.11.2030
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01.12.2030
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01.01.2031
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01.02.2031
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01.03.2031
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01.04.2031
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01.05.2031
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01.06.2031
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01.07.2031
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01.08.2031
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01.09.2031
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01.10.2031
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01.11.2031
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01.12.2031
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01.01.2032
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01.02.2032
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01.03.2032
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01.04.2032
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01.05.2032
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01.06.2032
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01.07.2032
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01.08.2032
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01.09.2032
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01.10.2032
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130
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22.171
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131
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22.382
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132
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136
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137
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138
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139
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24.088
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140
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24.304
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141
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24.521
140
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142
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24.738
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10.347.414
143
01.04.2036
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144
01.05.2036
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25.173
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145
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25.392
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146
01.07.2036
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25.611
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147
01.08.2036
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7.423
21.745
25.831
140
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5.732.852
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10.558.927
148
01.09.2036
6.277
7.529
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26.052
140
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149
01.10.2036
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26.272
140
62.044
5.830.689
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10.644.181
150
01.11.2036
6.333
7.747
21.661
26.494
140
62.375
5.879.786
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10.686.945
151
01.12.2036
6.362
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21.632
26.716
140
62.707
5.929.000
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10.729.798
152
01.01.2037
6.391
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26.938
140
63.041
5.978.332
4.794.407
10.772.739
153
01.02.2037
6.419
8.081
21.575
27.161
140
63.377
6.027.781
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01.05.2059
21.287
178.066
6.707
56.102
140
262.301
12.288.996
1.469.118
13.758.114
421
01.06.2059
21.383
179.936
6.611
55.631
140
263.701
12.182.532
1.447.735
13.630.267
422
01.07.2059
21.479
181.826
6.515
55.149
140
265.109
12.073.496
1.426.256
13.499.752
423
01.08.2059
21.576
183.735
6.418
54.655
140
266.524
11.961.854
1.404.680
13.366.534
424
01.09.2059
21.673
185.663
6.321
54.150
140
267.947
11.847.573
1.383.007
13.230.580
425
01.10.2059
21.771
187.611
6.224
53.632
140
269.377
11.730.618
1.361.236
13.091.854
426
01.11.2059
21.869
189.578
6.126
53.102
140
270.815
11.610.955
1.339.368
12.950.322
427
01.12.2059
21.967
191.565
6.027
52.561
140
272.260
11.488.548
1.317.401
12.805.949
428
01.01.2060
22.066
193.573
5.928
52.006
140
273.713
11.363.363
1.295.335
12.658.698
429
01.02.2060
22.165
195.601
5.829
51.439
140
275.174
11.235.364
1.273.170
12.508.534
430
01.03.2060
22.265
197.649
5.729
50.860
140
276.643
11.104.514
1.250.905
12.355.419
431
01.04.2060
22.365
199.718
5.629
50.267
140
278.120
10.970.778
1.228.540
12.199.318
432
01.05.2060
22.466
201.808
5.528
49.662
140
279.604
10.834.118
1.206.074
12.040.192
433
01.06.2060
22.567
203.919
5.427
49.043
140
281.096
10.694.497
1.183.508
11.878.005
434
01.07.2060
22.668
206.052
5.326
48.411
140
282.597
10.551.877
1.160.839
11.712.717
435
01.08.2060
22.770
208.206
5.224
47.765
140
284.105
10.406.221
1.138.069
11.544.290
436
01.09.2060
22.873
210.382
5.121
47.105
140
285.622
10.257.489
1.115.196
11.372.685
437
01.10.2060
22.976
212.580
5.018
46.432
140
287.146
10.105.642
1.092.220
11.197.863
438
01.11.2060
23.079
214.800
4.915
45.744
140
288.679
9.950.642
1.069.141
11.019.783
439
01.12.2060
23.183
217.043
4.811
45.043
140
290.220
9.792.448
1.045.958
10.838.406
440
01.01.2061
23.287
219.308
4.707
44.326
140
291.769
9.631.020
1.022.671
10.653.691
441
01.02.2061
23.392
221.597
4.602
43.596
140
293.326
9.466.318
999.279
10.465.596
442
01.03.2061
23.497
223.908
4.497
42.850
140
294.892
9.298.299
975.782
10.274.081
443
01.04.2061
23.603
226.243
4.391
42.089
140
296.466
9.126.923
952.178
10.079.102
444
01.05.2061
23.709
228.601
4.285
41.313
140
298.049
8.952.148
928.469
9.880.617
445
01.06.2061
23.816
230.983
4.178
40.522
140
299.640
8.773.930
904.653
9.678.583
446
01.07.2061
23.923
233.390
4.071
39.715
140
301.239
8.592.227
880.730
9.472.957
447
01.08.2061
24.031
235.820
3.963
38.893
140
302.847
8.406.995
856.699
9.263.694
448
01.09.2061
24.139
238.275
3.855
38.054
140
304.464
8.218.191
832.560
9.050.751
449
01.10.2061
24.248
240.755
3.747
37.199
140
306.089
8.025.770
808.313
8.834.082
450
01.11.2061
24.357
243.260
3.637
36.328
140
307.723
7.829.686
783.956
8.613.642
451
01.12.2061
24.466
245.790
3.528
35.441
140
309.365
7.629.895
759.490
8.389.385
452
01.01.2062
24.576
248.346
3.418
34.536
140
311.017
7.426.351
734.913
8.161.264
453
01.02.2062
24.687
250.928
3.307
33.615
140
312.677
7.219.007
710.226
7.929.233
454
01.03.2062
24.798
253.536
3.196
32.676
140
314.346
7.007.816
685.428
7.693.244
455
01.04.2062
24.910
256.170
3.084
31.720
140
316.024
6.792.731
660.518
7.453.249
456
01.05.2062
25.022
258.830
2.972
30.746
140
317.711
6.573.703
635.497
7.209.200
457
01.06.2062
25.134
261.518
2.860
29.755
140
319.407
6.350.685
610.362
6.961.048
458
01.07.2062
25.247
264.232
2.747
28.745
140
321.112
6.123.627
585.115
6.708.742
459
01.08.2062
25.361
266.974
2.633
27.718
140
322.826
5.892.480
559.754
6.452.234
460
01.09.2062
25.475
269.744
2.519
26.671
140
324.549
5.657.194
534.279
6.191.472
461
01.10.2062
25.590
272.541
2.404
25.606
140
326.281
5.417.717
508.689
5.926.406
462
01.11.2062
25.705
275.367
2.289
24.522
140
328.023
5.173.999
482.984
5.656.983
463
01.12.2062
25.821
278.221
2.173
23.419
140
329.774
4.925.988
457.163
5.383.151
464
01.01.2063
25.937
281.104
2.057
22.296
140
331.534
4.673.632
431.226
5.104.858
465
01.02.2063
26.054
284.016
1.941
21.154
140
333.304
4.416.877
405.173
4.822.050
466
01.03.2063
26.171
286.957
1.823
19.992
140
335.083
4.155.671
379.002
4.534.673
467
01.04.2063
26.289
289.928
1.706
18.809
140
336.872
3.889.959
352.713
4.242.673
468
01.05.2063
26.407
292.929
1.587
17.607
140
338.670
3.619.687
326.306
3.945.993
469
01.06.2063
26.526
295.961
1.468
16.383
140
340.478
3.344.799
299.781
3.644.580
470
01.07.2063
26.645
299.022
1.349
15.139
140
342.296
3.065.240
273.135
3.338.376
471
01.08.2063
26.765
302.115
1.229
13.874
140
344.123
2.780.953
246.370
3.027.324
472
01.09.2063
26.885
305.239
1.109
12.587
140
345.960
2.491.881
219.485
2.711.366
473
01.10.2063
27.006
308.394
988
11.279
140
347.807
2.197.967
192.479
2.390.446
474
01.11.2063
27.128
311.581
866
9.948
140
349.663
1.899.152
165.351
2.064.502
475
01.12.2063
27.250
314.800
744
8.596
140
351.530
1.595.377
138.101
1.733.477
476
01.01.2064
27.373
318.051
621
7.221
140
353.406
1.286.583
110.728
1.397.311
477
01.02.2064
27.496
321.336
498
5.823
140
355.293
972.709
83.232
1.055.941
478
01.03.2064
27.620
324.653
375
4.403
140
357.190
653.695
55.613
709.308
479
01.04.2064
27.744
328.004
250
2.959
140
359.096
329.480
27.869
357.348
480
01.05.2064
27.869
331.388
125
1.491
140
361.013
0
0
0
Samtals
5.500.000
30.948.325
7.937.170
18.280.586
67.200
62.733.282
4.031.404.207
Óverðtryggt - Grunnlán
Dagsetning
Afborgun
Vextir
Greiðsluseðill
Greiðsla alls
Eftirstöðvar
Samtals
0
0
0
0
Óverðtryggt - Viðbótarlán
Dagsetning
Afborgun
Vextir
Greiðsluseðill
Greiðsla alls
Eftirstöðvar
Samtals
0
0
0
0
Verðtryggt
50 %
Óverðtryggt
50 %
Fyrsta greiðsla
290.437 kr.
Greitt alls273.283.750 kr.
Grunnlán - Verðtryggt
40 ár
Jafnar greiðslur
4.3 %
6.6 %
Viðbótarlán - Verðtryggt
40 ár
Jafnar greiðslur
5.4 %
6.6 %
Grunnlán - Óverðtryggt
25 ár
Jafnar greiðslur
9.3 %
Viðbótarlán - Óverðtryggt
25 ár
Jafnar greiðslur
10.4 %
Samtölur
Grunnlán
Grunnlán
Viðbótarlán
Tegund láns:
Verðtryggt jafngreiðslulán (annuity)
Verðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Lánstími:
40 ár
40 ár
25 ár
25 ár
Vaxtarprósenta:
4.3%
5.4%
9.3%
10.4%
Þinglýsingargjald:
2.500 kr.
2.500 kr.
2.500 kr.
2.500 kr.
Lántökukostnaður:
27.125 kr.
---
20.344 kr.
6.781 kr.
Útborguð fjárhæð:
21.970.375 kr.
---
16.477.156 kr.
5.490.719 kr.
Höfuðstóll:
22.000.000 kr.
---
16.500.000 kr.
5.500.000 kr.
Árleg hlutfallstala kostnaðar:
11.29%
---
9.74%
10.97%
Greiðslubyrði skv. Reglum Seðlabanka Íslands.:
120.439 kr.
---
131.238 kr.
48.576 kr.
Grunnlán
Tegund láns:
Verðtryggt jafngreiðslulán (annuity)
Verðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Lánstími:
40 ár
40 ár
25 ár
25 ár
Vaxtarprósenta:
4.3%
5.4%
9.3%
10.4%
Þinglýsingargjald:
2.500 kr.
2.500 kr.
2.500 kr.
2.500 kr.
Lántökukostnaður:
27.125 kr.
---
20.344 kr.
6.781 kr.
Útborguð fjárhæð:
21.970.375 kr.
---
16.477.156 kr.
5.490.719 kr.
Árleg hlutfallstala kostnaðar:
11.29%
---
9.74%
10.97%
Greiðslubyrði skv. Reglum Seðlabanka Íslands.:
120.439 kr.
---
131.238 kr.
48.576 kr.
Grunnlán
Tegund láns:
Verðtryggt jafngreiðslulán (annuity)
Verðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Lánstími:
40 ár
40 ár
25 ár
25 ár
Vaxtarprósenta:
4.3%
5.4%
9.3%
10.4%
Þinglýsingargjald:
2.500 kr.
2.500 kr.
2.500 kr.
2.500 kr.
Lántökukostnaður:
27.125 kr.
---
20.344 kr.
6.781 kr.
Útborguð fjárhæð:
21.970.375 kr.
---
16.477.156 kr.
5.490.719 kr.
Árleg hlutfallstala kostnaðar:
11.29%
---
9.74%
10.97%
Greiðslubyrði skv. Reglum Seðlabanka Íslands.:
120.439 kr.
---
131.238 kr.
48.576 kr.
Viðbótarlán
Tegund láns:
Verðtryggt jafngreiðslulán (annuity)
Verðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Óverðtryggt jafngreiðslulán (annuity)
Lánstími:
40 ár
40 ár
25 ár
25 ár
Vaxtarprósenta:
4.3%
5.4%
9.3%
10.4%
Þinglýsingargjald:
2.500 kr.
2.500 kr.
2.500 kr.
2.500 kr.
Lántökukostnaður:
27.125 kr.
---
20.344 kr.
6.781 kr.
Útborguð fjárhæð:
21.970.375 kr.
---
16.477.156 kr.
5.490.719 kr.
Árleg hlutfallstala kostnaðar:
11.29%
---
9.74%
10.97%
Greiðslubyrði skv. Reglum Seðlabanka Íslands.:
120.439 kr.
---
131.238 kr.
48.576 kr.
Grunnlán - Verðtryggt
Viðbótarlán - Verðtryggt
Grunnlán - Óverðtryggt
Viðbótarlán - Óverðtryggt
Verðtryggt - Grunnlán
Dagsetning
Afborgun
Verðbætur af afborgun
Vextir
Verðbætur af vöxtum
Greiðsluseðill
Greiðsla alls
Áfallnar verðbætur
Eftirstöðvar
Eftirst. m. verðbótum
1
01.06.2024
17.260
92
78.833
421
140
96.747
117.395
21.982.740
22.100.135
2
01.07.2024
17.322
186
78.771
844
140
97.262
235.231
21.965.418
22.200.649
3
01.08.2024
17.384
280
78.709
1.268
140
97.781
353.510
21.948.034
22.301.544
4
01.09.2024
17.446
376
78.647
1.694
140
98.303
472.231
21.930.588
22.402.819
5
01.10.2024
17.509
473
78.585
2.121
140
98.827
591.397
21.913.079
22.504.476
6
01.11.2024
17.572
571
78.522
2.550
140
99.354
711.008
21.895.508
22.606.515
7
01.12.2024
17.634
670
78.459
2.980
140
99.884
831.064
21.877.873
22.708.937
8
01.01.2025
17.698
770
78.396
3.413
140
100.416
951.566
21.860.175
22.811.742
9
01.02.2025
17.761
872
78.332
3.846
140
100.952
1.072.516
21.842.414
22.914.930
10
01.03.2025
17.825
975
78.269
4.282
140
101.490
1.193.914
21.824.590
23.018.504
11
01.04.2025
17.889
1.079
78.205
4.719
140
102.031
1.315.761
21.806.701
23.122.462
12
01.05.2025
17.953
1.185
78.141
5.157
140
102.576
1.438.057
21.788.748
23.226.806
13
01.06.2025
18.017
1.292
78.076
5.598
140
103.123
1.560.804
21.770.731
23.331.535
14
01.07.2025
18.082
1.400
78.012
6.039
140
103.673
1.684.002
21.752.650
23.436.652
15
01.08.2025
18.146
1.509
77.947
6.483
140
104.225
1.807.652
21.734.503
23.542.155
16
01.09.2025
18.211
1.620
77.882
6.928
140
104.781
1.931.755
21.716.292
23.648.047
17
01.10.2025
18.277
1.732
77.817
7.375
140
105.340
2.056.311
21.698.015
23.754.326
18
01.11.2025
18.342
1.846
77.751
7.823
140
105.902
2.181.321
21.679.673
23.860.994
19
01.12.2025
18.408
1.960
77.685
8.273
140
106.467
2.306.786
21.661.265
23.968.051
20
01.01.2026
18.474
2.077
77.620
8.725
140
107.035
2.432.707
21.642.791
24.075.498
21
01.02.2026
18.540
2.194
77.553
9.178
140
107.605
2.559.083
21.624.251
24.183.335
22
01.03.2026
18.606
2.313
77.487
9.633
140
108.179
2.685.917
21.605.645
24.291.562
23
01.04.2026
18.673
2.433
77.420
10.089
140
108.756
2.813.208
21.586.971
24.400.180
24
01.05.2026
18.740
2.555
77.353
10.548
140
109.336
2.940.958
21.568.231
24.509.189
25
01.06.2026
18.807
2.679
77.286
11.007
140
109.919
3.069.166
21.549.424
24.618.590
26
01.07.2026
18.875
2.803
77.219
11.469
140
110.506
3.197.834
21.530.550
24.728.383
27
01.08.2026
18.942
2.930
77.151
11.932
140
111.095
3.326.962
21.511.607
24.838.569
28
01.09.2026
19.010
3.057
77.083
12.397
140
111.688
3.456.550
21.492.597
24.949.147
29
01.10.2026
19.078
3.187
77.015
12.863
140
112.283
3.586.600
21.473.519
25.060.119
30
01.11.2026
19.147
3.317
76.947
13.332
140
112.882
3.717.112
21.454.372
25.171.484
31
01.12.2026
19.215
3.450
76.878
13.801
140
113.484
3.848.086
21.435.157
25.283.243
32
01.01.2027
19.284
3.583
76.809
14.273
140
114.090
3.979.523
21.415.873
25.395.396
33
01.02.2027
19.353
3.719
76.740
14.746
140
114.698
4.111.424
21.396.520
25.507.944
34
01.03.2027
19.423
3.856
76.671
15.221
140
115.310
4.243.789
21.377.097
25.620.886
35
01.04.2027
19.492
3.994
76.601
15.697
140
115.925
4.376.618
21.357.605
25.734.223
36
01.05.2027
19.562
4.135
76.531
16.175
140
116.543
4.509.913
21.338.043
25.847.956
37
01.06.2027
19.632
4.276
76.461
16.655
140
117.165
4.643.673
21.318.411
25.962.084
38
01.07.2027
19.702
4.420
76.391
17.137
140
117.790
4.777.899
21.298.709
26.076.607
39
01.08.2027
19.773
4.565
76.320
17.620
140
118.418
4.912.591
21.278.936
26.191.527
40
01.09.2027
19.844
4.712
76.250
18.105
140
119.050
5.047.751
21.259.092
26.306.842
41
01.10.2027
19.915
4.860
76.178
18.591
140
119.685
5.183.377
21.239.177
26.422.554
42
01.11.2027
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01.12.2027
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120.965
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01.01.2028
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01.02.2028
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01.03.2028
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01.04.2028
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01.05.2028
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01.06.2028
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01.07.2028
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01.08.2028
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01.09.2028
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01.10.2028
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01.11.2028
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01.12.2028
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01.01.2029
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01.02.2029
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01.03.2029
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01.04.2029
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01.05.2029
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01.06.2029
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01.07.2029
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01.08.2029
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01.09.2029
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01.10.2029
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01.11.2029
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01.12.2029
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01.01.2030
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01.02.2030
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01.03.2030
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01.04.2030
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01.05.2030
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01.06.2030
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01.07.2030
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01.08.2030
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01.09.2030
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01.10.2030
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01.11.2030
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145.725
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01.12.2030
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01.01.2031
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01.02.2031
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01.03.2031
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01.04.2031
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01.05.2031
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01.06.2031
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01.07.2031
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01.08.2031
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01.09.2031
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01.10.2031
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01.11.2031
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01.12.2031
23.815
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01.01.2032
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01.02.2032
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01.03.2032
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01.04.2032
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01.05.2032
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01.06.2032
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01.07.2032
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01.08.2032
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01.09.2032
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01.10.2032
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01.11.2032
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01.12.2032
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104
01.01.2033
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01.02.2033
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168.241
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01.03.2033
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169.138
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01.04.2033
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01.05.2033
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170.948
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01.06.2033
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01.07.2033
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01.08.2033
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01.09.2033
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174.626
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01.10.2033
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175.558
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01.11.2033
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01.12.2033
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01.01.2034
26.043
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117
01.02.2034
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01.03.2034
26.230
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180.292
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01.04.2034
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181.254
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120
01.05.2034
26.418
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182.221
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01.06.2034
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183.194
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01.07.2034
26.608
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184.171
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01.08.2034
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185.154
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01.09.2034
26.799
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186.142
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125
01.10.2034
26.895
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187.135
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126
01.11.2034
26.991
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188.134
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127
01.12.2034
27.088
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140
189.138
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37.822.369
128
01.01.2035
27.185
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190.147
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129
01.02.2035
27.282
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130
01.03.2035
27.380
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192.182
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131
01.04.2035
27.478
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193.208
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132
01.05.2035
27.577
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194.239
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133
01.06.2035
27.676
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195.275
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134
01.07.2035
27.775
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01.08.2035
27.874
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136
01.09.2035
27.974
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198.418
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137
01.10.2035
28.074
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199.477
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01.11.2035
28.175
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200.542
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139
01.12.2035
28.276
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201.612
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140
01.01.2036
28.377
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202.688
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141
01.02.2036
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203.769
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01.03.2036
28.581
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204.857
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143
01.04.2036
28.683
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144
01.05.2036
28.786
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207.049
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145
01.06.2036
28.889
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208.154
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146
01.07.2036
28.993
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209.265
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147
01.08.2036
29.097
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210.382
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40.842.769
148
01.09.2036
29.201
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140
211.505
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149
01.10.2036
29.306
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212.633
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150
01.11.2036
29.411
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213.768
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41.305.158
151
01.12.2036
29.516
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214.909
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41.459.772
152
01.01.2037
29.622
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216.056
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153
01.02.2037
29.728
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217.209
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154
01.03.2037
29.834
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218.368
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155
01.04.2037
29.941
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219.534
23.649.465
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156
01.05.2037
30.049
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220.705
23.835.266
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157
01.06.2037
30.156
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221.883
24.021.390
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158
01.07.2037
30.264
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223.067
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159
01.08.2037
30.373
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224.258
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42.704.827
160
01.09.2037
30.482
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225.455
24.581.656
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161
01.10.2037
30.591
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226.658
24.769.029
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43.018.195
162
01.11.2037
30.701
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89.579
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227.868
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18.218.466
43.175.170
163
01.12.2037
30.811
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229.084
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164
01.01.2038
30.921
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90.931
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230.306
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165
01.02.2038
31.032
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231.536
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166
01.03.2038
31.143
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232.771
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167
01.04.2038
31.255
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234.014
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43.962.763
168
01.05.2038
31.367
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235.263
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01.06.2038
31.479
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236.518
26.278.515
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44.278.974
170
01.07.2038
31.592
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95.012
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237.781
26.468.444
17.968.868
44.437.311
171
01.08.2038
31.705
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239.050
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44.595.795
172
01.09.2038
31.819
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240.325
26.849.076
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44.754.421
173
01.10.2038
31.933
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140
241.608
27.039.770
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44.913.182
174
01.11.2038
32.047
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140
242.898
27.230.709
17.841.365
45.072.073
175
01.12.2038
32.162
49.521
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63.549.472
309
01.02.2050
51.940
217.368
44.153
184.782
140
498.383
51.349.597
12.269.941
63.619.538
310
01.03.2050
52.126
219.591
43.967
185.220
140
501.044
51.469.755
12.217.815
63.687.570
311
01.04.2050
52.313
221.834
43.781
185.652
140
503.719
51.588.033
12.165.502
63.753.535
312
01.05.2050
52.500
224.098
43.593
186.077
140
506.408
51.704.399
12.113.002
63.817.401
313
01.06.2050
52.688
226.383
43.405
186.495
140
509.112
51.818.821
12.060.314
63.879.135
314
01.07.2050
52.877
228.690
43.216
186.907
140
511.830
51.931.266
12.007.436
63.938.702
315
01.08.2050
53.067
231.019
43.027
187.311
140
514.563
52.041.700
11.954.370
63.996.070
316
01.09.2050
53.257
233.369
42.836
187.707
140
517.310
52.150.091
11.901.113
64.051.203
317
01.10.2050
53.448
235.741
42.646
188.097
140
520.072
52.256.403
11.847.665
64.104.068
318
01.11.2050
53.639
238.136
42.454
188.479
140
522.848
52.360.603
11.794.026
64.154.629
319
01.12.2050
53.831
240.553
42.262
188.853
140
525.640
52.462.656
11.740.194
64.202.850
320
01.01.2051
54.024
242.993
42.069
189.220
140
528.446
52.562.527
11.686.170
64.248.697
321
01.02.2051
54.218
245.456
41.875
189.579
140
531.267
52.660.180
11.631.952
64.292.132
322
01.03.2051
54.412
247.941
41.681
189.929
140
534.104
52.755.579
11.577.540
64.333.119
323
01.04.2051
54.607
250.450
41.486
190.272
140
536.955
52.848.689
11.522.933
64.371.621
324
01.05.2051
54.803
252.982
41.291
190.606
140
539.822
52.939.471
11.468.130
64.407.601
325
01.06.2051
54.999
255.539
41.094
190.932
140
542.704
53.027.890
11.413.130
64.441.020
326
01.07.2051
55.196
258.119
40.897
191.250
140
545.602
53.113.907
11.357.934
64.471.841
327
01.08.2051
55.394
260.723
40.699
191.559
140
548.515
53.197.485
11.302.540
64.500.025
328
01.09.2051
55.593
263.351
40.501
191.859
140
551.443
53.278.584
11.246.947
64.525.532
329
01.10.2051
55.792
266.004
40.302
192.150
140
554.387
53.357.167
11.191.156
64.548.322
330
01.11.2051
55.992
268.682
40.102
192.432
140
557.347
53.433.194
11.135.164
64.568.357
331
01.12.2051
56.192
271.385
39.901
192.705
140
560.323
53.506.624
11.078.971
64.585.596
332
01.01.2052
56.394
274.113
39.700
192.968
140
563.314
53.577.419
11.022.578
64.599.997
333
01.02.2052
56.596
276.867
39.498
193.222
140
566.322
53.645.537
10.965.982
64.611.519
334
01.03.2052
56.799
279.646
39.295
193.466
140
569.345
53.710.938
10.909.183
64.620.121
335
01.04.2052
57.002
282.451
39.091
193.701
140
572.385
53.773.579
10.852.181
64.625.760
336
01.05.2052
57.206
285.282
38.887
193.925
140
575.441
53.833.419
10.794.975
64.628.393
337
01.06.2052
57.411
288.140
38.682
194.140
140
578.513
53.890.415
10.737.563
64.627.978
338
01.07.2052
57.617
291.025
38.476
194.344
140
581.602
53.944.524
10.679.946
64.624.470
339
01.08.2052
57.824
293.936
38.270
194.538
140
584.707
53.995.703
10.622.123
64.617.826
340
01.09.2052
58.031
296.875
38.063
194.721
140
587.829
54.043.908
10.564.092
64.608.000
341
01.10.2052
58.239
299.840
37.855
194.894
140
590.968
54.089.095
10.505.853
64.594.948
342
01.11.2052
58.447
302.834
37.646
195.055
140
594.123
54.131.219
10.447.406
64.578.625
343
01.12.2052
58.657
305.855
37.437
195.206
140
597.295
54.170.234
10.388.749
64.558.983
344
01.01.2053
58.867
308.905
37.226
195.345
140
600.484
54.206.095
10.329.882
64.535.976
345
01.02.2053
59.078
311.983
37.015
195.473
140
603.690
54.238.754
10.270.804
64.509.558
346
01.03.2053
59.290
315.090
36.804
195.590
140
606.913
54.268.166
10.211.514
64.479.681
347
01.04.2053
59.502
318.225
36.591
195.695
140
610.153
54.294.283
10.152.012
64.446.295
348
01.05.2053
59.715
321.390
36.378
195.788
140
613.411
54.317.057
10.092.297
64.409.354
349
01.06.2053
59.929
324.584
36.164
195.869
140
616.686
54.336.440
10.032.367
64.368.807
350
01.07.2053
60.144
327.808
35.949
195.937
140
619.979
54.352.382
9.972.223
64.324.605
351
01.08.2053
60.360
331.062
35.734
195.994
140
623.289
54.364.834
9.911.864
64.276.698
352
01.09.2053
60.576
334.346
35.518
196.037
140
626.617
54.373.746
9.851.288
64.225.034
353
01.10.2053
60.793
337.661
35.300
196.068
140
629.962
54.379.068
9.790.495
64.169.563
354
01.11.2053
61.011
341.006
35.083
196.086
140
633.326
54.380.748
9.729.484
64.110.232
355
01.12.2053
61.229
344.382
34.864
196.091
140
636.707
54.378.735
9.668.255
64.046.989
356
01.01.2054
61.449
347.790
34.645
196.083
140
640.107
54.372.976
9.606.806
63.979.782
357
01.02.2054
61.669
351.230
34.424
196.061
140
643.524
54.363.418
9.545.137
63.908.555
358
01.03.2054
61.890
354.701
34.203
196.025
140
646.960
54.350.009
9.483.247
63.833.256
359
01.04.2054
62.112
358.205
33.982
195.976
140
650.414
54.332.694
9.421.135
63.753.829
360
01.05.2054
62.334
361.741
33.759
195.912
140
653.887
54.311.418
9.358.801
63.670.219
361
01.06.2054
62.558
365.310
33.536
195.834
140
657.378
54.286.127
9.296.243
63.582.370
362
01.07.